Our Financial
Services

Discover how our experts can help you find alternatives to selling your home in cases of over-indebtedness:

Consultation Services

Our Financial
Services

Discover how our experts can help you find alternatives to selling your home in cases of over-indebtedness:

Consultation Services

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Consultation for over-indebtedness leading to mortgage payment issues

  • Real estate debt (mortgages, unpaid school and municipal taxes, renovations, etc.)
  • Other debts leading to over-indebtedness (credit cards, credit lines, etc.)

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Consultation following the receipt of a bailiff’s notice from your creditor

  • 60-day notice
  • Loss of rent collection authorization
  • Legal mortgage
  • Legal proceedings

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Consultation during inheritance

  • Transmission declaration
  • Heirs of real estate

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Consultation for selling without a broker

  • Fast sale (reduced administrative delays)
  • Thousands in savings (no commission fees)

Our Solutions

Our team will analyze your situation and propose solutions that meet your needs.

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Keeping Your Home

When a sudden financial difficulty arises, losing your home may seem inevitable. ImmoEfficace offers solutions that allow you to keep your home while restructuring your debts.

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Keeping Your Home

When a sudden financial difficulty arises, losing your home may seem inevitable. ImmoEfficace offers solutions that allow you to keep your home while restructuring your debts.

Services Offered

  • Private loans
    Our partners offer private loans that aren’t always accessible through traditional banking channels. You’ll benefit from increased flexibility to finance your property based on your specific needs.

Benefits

  • Get financing quickly without needing to qualify through banks;
  • Allows for debt consolidation, helping you regain stability.

Relevant Situations

  • Temporary solution
  • Perfect for short-term financial assistance
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Services Offered

  • Private loans
    Our partners offer private loans that aren’t always accessible through traditional banking channels. You’ll benefit from increased flexibility to finance your property based on your specific needs.
  • Mortgage refinancing for debt consolidation

Benefits

  • Get financing quickly without needing to qualify through banks;
  • Allows for debt consolidation, helping you regain stability.

Relevant Situations

  • Temporary solution
  • Perfect for short-term financial assistance
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Buyback Solution ➜ Getting Your Home Back

If you are temporarily unable to keep up with your mortgage payments, ImmoEfficace offers a solution that allows you to regain your home once your financial situation improves.

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Buyback Solution ➜ Getting Your Home Back

If you are temporarily unable to keep up with your mortgage payments, ImmoEfficace offers a solution that allows you to regain your home once your financial situation improves.

Services Offered

  • Purchase of your property by the lender with temporary rental
    The lender will buy your property while allowing you to continue living there as a tenant, giving you financial relief to improve your situation.
  • Option to buy back the property at the end of the agreement
    At the end of the agreement, you have the option to repurchase your property at a predetermined price, which is advantageous for you. This solution allows you to get your home back once your situation improves.

Benefits

  • Stay in the comfort of your home
    • No moving costs;
    • Eliminates the stress of finding a new place to live;
    • No coordination needed for new contracts/leases due to a new purchase or rental.
  • Gives you time to improve your financial situation by boosting your credit score.
  • Opportunity to repurchase your home at the end of the agreement, at a price advantageous to you and set in advance.
  • A way to “pause” your mortgage.

Relevant Situations

  • This is a temporary solution
  • Perfect for medium-term financial assistance
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Services Offered

  • Purchase of your property by the lender with temporary rental
    The lender will buy your property while allowing you to continue living there as a tenant, giving you financial relief to improve your situation.
  • Option to buy back the property at the end of the agreement
    At the end of the agreement, you have the option to repurchase your property at a predetermined price, which is advantageous for you. This solution allows you to get your home back once your situation improves.

Benefits

  • Stay in the comfort of your home
    • No moving costs;
    • Eliminates the stress of finding a new place to live;
    • No coordination needed for new contracts/leases due to a new purchase or rental.
  • Gives you time to improve your financial situation by boosting your credit score.
  • Opportunity to repurchase your home at the end of the agreement, at a price advantageous to you and set in advance.
  • A way to “pause” your mortgage.

Relevant Situations

  • This is a temporary solution
  • Perfect for medium-term financial assistance
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Selling Your Home

For those who want the extra cash from a sale or, more commonly, in cases of financial trouble, inheritance, or divorce.

In some cases, selling your home may be the best option. ImmoEfficace offers to buy your house with impressively short timelines!

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Selling Your Home

For those who want the extra cash from a sale or, more commonly, in cases of financial trouble, inheritance, or divorce.

In some cases, selling your home may be the best option. ImmoEfficace offers to buy your house with impressively short timelines!

Services Offered

  • Quick sale
    By offering to buy your property, we can speed up the sale process, allowing you to sell quickly.

Benefits

  • Sale can be made without legal warranty;
  • Allows you to move on without the long delays typically associated with a traditional real estate sale;
  • No commission to pay => potential savings.

Relevant Situations

  • A permanent solution
  • Perfect for those seeking a long-term solution
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Services Offered

  • Quick sale
    By offering to buy your property, we can speed up the sale process, allowing you to sell quickly.

Benefits

  • Sale can be made without legal warranty;
  • Allows you to move on without the long delays typically associated with a traditional real estate sale;
  • No commission to pay => potential savings.

Relevant Situations

  • A permanent solution
  • Perfect for those seeking a long-term solution
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Our team is here to help you find a solution that fits your situation! With our expertise, we can support you from A to Z.

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Our team is here to help you find a solution that fits your situation! With our expertise, we can support you from A to Z.